Our Terms & Conditions at Unit18

1: You must be over 18 to qualify for finance

2: Finance is subject to your ability to repay the loan

3: You must be a UK citizen and have a UK bank account with a credit or debit card. The decision to grant your credit for a particulate item and period depends on your affordability and credit profile.

4: An application process takes about 2 minutes. Once you have applied a decision on credit will be given in 5 minutes.

5: Your monthly repayments are collected via a CPA on your debit or credit card. It is interest-free for the duration of your finance plan all of which will be provided in your loan agreement.

6: You can repay early, and there is no extra cost if you repay early

7: The interest varies pending on your credit profile and affordability.

8: It is a fixed sum credit agreement with no hidden costs

9: You choose the period of time you want to pay the finance over